Mortgage Rate Roulette: When Do You Pull the Lever? The mortgage market is a complex beast, where interest rates can swing wildly.
Last Saturday, September 19, 2026, saw a slight dip in mortgage rates, with the national average 30 year fixed rate falling to 7. 04%. This might seem like good news for homebuyers and refinancers.
Lower interest rates mean lower monthly payments, at least initially.